Employee Benefits

For most companies, healthcare coverage is the second or third largest expense behind payroll.  If your healthcare costs are too high, isn’t it time to seriously review your options?  

The Affordable Care Act (ACA) has had, from its inception, some strong mixed reviews. Considered by some to be the new “Patient’s Bill of Rights” the law seeks to expand access to care for millions of Americans by offering guaranteed issue insurance policies based on age, tobacco use, and community rating (location of residence) while making the cost for care of older Americans or those with pre‐existing conditions more affordable than ever before. Knowing and understanding how the Affordable Care Act can and will affect one’s business and bottom line is the accepted task of our consultants and brokers. Our organization strives to lead the way in guidance and compliance for our employer group clients. We handle most clients with our own internal resources, but utilize the industry’s best vendors whenever necessary for areas like formal compliance testing and reporting.

Brooker Insurance Agency is a proud member of Insurance Exchange Navigators (IEN), an alliance of select insurance brokers in the Northeast Ohio region. As a member of this coalition, Brooker Insurance Agency is among a national network of skilled Health Rosetta certified professionals having expertise in every facet of employee benefits and individual health insurance. IEN’s mission is to help businesses and individuals manage health insurance and benefit offerings under the new health care reform legislation. Through this alliance, Brooker Insurance Agency and IEN is the largest firm in the nation based on the number of accredited Health Rosetta advisors in one organization.

As a member of Insurance Exchange Navigators (IEN), our team has the knowledge, experience, and guidance to help you find your way through the complicated process of purchasing healthcare. What separates us from the competition is the value-added benefit we have with on-staff medical clinicians and experienced advisors. These on-staff medical clinicians are experts in their field with nearly 50 years of combined experience in the healthcare field as they help bring a different perspective for us as healthcare navigators when we are customizing a plan that is right for you. We are pleased to offer our clients expanded insurance product options and deeper levels of expertise, as well as a streamlined insurance shopping process, enabling our clients to select the health insurance and benefit programs which best match their specific needs.