A Special Message To Our Valued Policyholders:

While the Coronavirus has brought disruption and uncertainty to our lives, we want you to know we remain committed to providing you dependable insurance service. We are considered an Essential Service and are open to serve you. While we normally welcome your in person visit to our office, it currently is in all of our best interests to conduct business by phone or email.

We are taking extra precautions while we remain open, such as additional cleaning of surfaces and distancing as much as possible. If you are member of the population most vulnerable to the virus, and believe you need to visit our office, please call to schedule an appointment. We will schedule a time to limit your exposure.

Please know that we have plans in place to continue to serve you, should we be required to temporarily close our office in the future, and work from home.

For those of you facing challenging economic conditions due to the Coronavirus, please know that many of the insurance companies we represent are aware of these resulting financial difficulties for policyholders. Therefore they are making special provisions, such as delaying cancellation notices if a payment is not received. Please call us for more information, as each insurance carrier is handling this differently.

Our thoughts and prayers are with our health care professionals, government leaders and all those affected by this situation. We hope you and your loved ones remain safe and healthy!

Group Health

Group Health Quote Forms

Looking for coverage? Click any of the following links to request a quote for quick, accurate and affordable rates.

Health/Group Benefits Quote Form

Group Health Information

What is group health insurance?

Group health insurance is a single policy issued to a group of people, offering uniform healthcare benefits to all members. In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package. Enrolling in group health insurance generally costs participants less than what they would pay for an individual healthcare policy for two main reasons:

The risk is spread over the whole group, as opposed to just one individual.
Many employers pay a portion of employees’ premiums.

What are the benefits of group health insurance?

For employees, the benefits of group health insurance include the reduced price of healthcare and the ease of enrolling through their employer. For employers, the benefits range from attracting quality workers to the tax credits they can receive.

Is your business required to purchase group health insurance?

Large businesses with 50 or more employees are now required to offer group health insurance under the Affordable Care Act. Small businesses with fewer than 50 employees are not required to offer coverage, but they can qualify for tax credits to help offset the cost if they choose to offer healthcare and pay for at least half of each employee’s premium.